Temp car insurance (also called temporary or short term cover) lets you insure a car for hours or days instead of a full year. Drivers search for temp cover, temp car cover and cheap temp insurance when they need legal cover quickly — InstantCover offers from 1 hour to 14 days.
What is temp car insurance?
Temp car insurance is short-term motor cover. You choose a start time and duration, pay for that period only, and receive documents digitally. It is the same product family as temporary car insurance and short term car insurance.
Searches for temp cover, temp car cover, temp insurance and cheap temp car insurance all describe this kind of limited-period policy.
When do people buy temp cover?
Common reasons include:
- Borrowing a friend’s or family car
- Collecting or delivering a vehicle
- Cover between annual policies
- A weekend trip, one day job or week away
- Emergency driving when your usual car is unavailable
Temp cover vs annual insurance
Annual insurance is priced for 12 months. Temp cover is priced for the hours or days you select — often better value if you only need the car briefly. InstantCover temp policies are standalone, so a claim typically does not affect your main No Claims Discount.
How long can temp car insurance last?
On InstantCover you can buy from 1 hour up to 14 days, including 1 day, weekly and multi-day options. Choose the shortest duration that covers your trip.
How to get cheap temp cover
Enter the registration on InstantCover, confirm the driver, pick the shortest suitable duration and start time, then compare the price before you pay. Shorter cover is usually cheaper than buying more days than you need.